Starling Vs. Revolut: Which One Should You Choose?

Starling vs. Revolut

Starling and Revolut are financial companies that engage in online banking and fund transfers. The daily transactions of these banks meet the various needs of their customers. Their main functions include boosting banking methods and digital financial services.

The UK banking system licensed Starling bank. This license aids the Financial Services Compensation Scheme (FSCS) in protecting funds deposited by customers. Revolut, on the other hand, keeps funds in another bank account that is licensed. Both banks each possess a wide range of features in their mobile apps.

In this guide, we will review the features of each bank and provide a broad look at the services they offer.

Starling vs. Revolut: Comparison Chart

Starling and Revolut are among the highly competitive sectors in the UK banking system. Both banks operate a similar account and offer digital banking services without charging monthly fees. They each provide the following alternatives:

Starling vs. Revolut

  • Their mobile app is easy to use and navigate.
  • A system that allows anyone conducts digital and global fund transfer.
  • A means for receiving online payments.
  • Their transparent banking system could replace your current bank.

The table below offers more comparison between both banks:

App It offers instant messages, card control, and countless payments. It features affordable banking services and messages.
Fees Do not charge monthly fees. Their charges include small fees for virtual currency and commodities.
Security Their security system includes real-time messages and biometric verification. Their app has customizable features and fingerprint identification.
Interest rates It offers up to 0.05% interest rates on savings. It offers 0.40% interest rates on savings.
Account They offer a free, joint, and premium business account. They offer a free, business, and premium account.

Overview of Starling

Anne Boden founded Starling as a digital-based financial bank in 2014. The company is registered in England and Wales as Starling Bank. This bank operates an app that is available on iOS and Android devices. On the outside, it runs its transactions much like a regular bank but with added benefits.

You can process digital payments, withdraw funds, and deposit money. You also get real-time messages when you deposit, transfer or withdraw funds.

Overview of Starling

There are four main types of account in Starling, namely:

Euro Account: A Euro account is ideal for people who wish to receive euro payments with their UK bank account. The euro account is perfect for UK citizens who own a property abroad or European newcomers based in the UK. There are no monthly fees attached, and it is free to send and receive euros.

Personal Account: It is completely free to open a personal account with Starling. You will not be charged for transfers, ATM withdrawals, or online payments.

Teen Account: The Teen account is explicitly made for teenagers in the UK. A teen account gives a better online banking experience for 16 and 17 years old.

Joint Account: A joint account is ideal for people who share financial obligations like rent, bills, and savings. As long as you have a personal account with Starling, you can open a joint statement in less than 5 minutes.

As long as you’re above 18 and a UK resident, you can easily open an account. Some requirements for opening a personal account with Starling include:

  • UK driving license
  • Your smartphone, and
  • A form of ID card

After getting these requirements, follow the steps below to open an account with Starling:

  1. Log into the app.
  2. Input a valid mobile number.
  3. Verify the number through a code sent to you.
  4. Enter your details in the space provided.
  5. Submit a photo of your ID and a short video of yourself for confirmation.
  6. After this procedure, a quick review is conducted to verify your identity.

Some advantages of Starling’s online services include:

  • You get to save money in a fun and exciting way.
  • You get real-time messages when you send or receive funds.
  • You get to send funds to others without asking for their account details.
  • You can send links to debtors to request payments.
  • You can conduct monthly breakdowns of spending and other transactions.

Overview of Revolut

Revolut is a UK-based banking firm founded in 2015 by Niklay Storonsky and Vlad Yatsenko. It provides currency exchange services, monetary apps, and online banking services. Over 2.2 million people have signed up and currently operate verified Revolut bank accounts. Revolut has also conducted over 149 million transactions at a total cost of up to £14.7billion.

Overview of Revolut

The company operates three main accounts for its customers. These accounts are:

Standard Account: This type of account comes with a few benefits. It includes a free UK account, a free Revolut card, and access to 5 virtual currencies.

Premium Account: A premium account comes with all the features of a standard version. However, it also includes free monthly withdrawals of up to £450 and a virtual card for global fund transfer.

Metal Account: The metal account comes with all the standard and premium account privileges. This account also comes with access to overseas medical insurance.

Some of the steps in opening a Revolut account include:

  • Download the app.
  • Enter your details correctly.
  • Verify your identity by uploading a photo of your driving license or passport.
  • After your information is confirmed, you can order a debit card.

Some advantages of a verified Revolut bank account include:

  • Ability to conduct global fund transfers in over 28 currencies.
  • You receive real-time messages for any money you send or withdraw.
  • You can exchange any of the 28 currencies into Bitcoin.
  • The mobile app has a various facial ID, password, and fingerprint recognition options.


  • Revolut imposes weekend charges which can be expensive.
  • The signing-up and onboarding process can be slow due to document uploads.
  • The app can be challenging to use on different devices.

 Starling Vs. Revolut: What Are The Differences?

The standard accounts of Starling and Revolut do not have monthly prices. However, Revolut does have different other fees. You can avoid additional charges even if you’re not exchanging an amount greater than £1,200.

Starling Vs. Revolut

We will compare the differences between them based on the following factors:

  • Features
  • Cost
  • Card Option
  • Apps Features


  1. Starling:

Below are some features of Starling bank:

  • You get instant real-time messages whenever you transfer, withdraw or receive funds.
  • You can create or download account statements each month.
  • You can conduct deposits with the mobile app.
  • You can connect your debit card with others.
  • You have access to the digital marketplace to choose from various services.
  1. Revolut:

Below are some features of Revolut:

  • They offer instant access to virtual currencies.
  • Free global delivery to over 180 countries.
  • They offer free overseas medical insurance.
  • Access to premium cards for free.
  • Access to disposable virtual cards.


  1. Starling: 

The personal account for Starling users is free of charge. However, additional fees are attached to its other unique features. These extra features and their charges are as follows:

  • UK transfers cost around £20 per transfer.
  • United States dollar account costs around £6 per month to maintain.
  • A Business account costs around £8 per month.
  • A Euro account costs £3 per month.
  1. Revolut:

The additional costs of Revolut banking services are as follows:

  • The cost of running the Business Enterprise account depends on the features used.
  • The Business Grow account costs £25 per month.
  • The Business Scale account costs £100 per month.


  1. Starling:

You can order a MasterCard debit card with the app once your account is opened. This process usually takes between 3-5 working days for the card to arrive.

  1. Revolut:

The card options supported for a Revolut account are Visa and MasterCard debit cards.


  1. Starling:

Some features of the Starling mobile app include:

  • Contactless payments
  • Instant messages
  • Saving spaces
  • Connected cards
  • Card controls
  1. Revolut:

Some features of Revolut include:

  • Stock trading
  • Freezing and Unfreezing debit card
  • Real-time messages
  • Support from Apple and Google Pay
  • Crypto purchase

Starling vs. Revolut: Which One Is Right For You?

Online companies like Revolut and Starling have capitalized on other banks’ failure to provide excellent banking services. The free business accounts from Revolut and Starling are similar. Both are managed using an app. They each have budgeting features and can be used to make global transfers.

These features usually make it hard to pick one above the other. However, if we had to pick one to open an account, it would likely be Starling bank.

Final Words

On balance, Revolut is more extensive in card spending and digital banking. It also comes with some helpful bonus features attached. You can also pick Starling if you like to see them as a reliable brand. Their financial savings alternatives and less expensive services are beautiful contributors to their industry.

Ultimately, each of these digital banks has its strengths and weaknesses. The proper preference will rely on what you’re searching for in a bank.

How Long Does It Take Stripe to Deposit Money?

How Long Does It Take Stripe to Deposit Money

Stripe is an Irish-American financial service provider that processes credit card transactions and payments for online businesses. With Stripe, you have access to debit cards, credit cards, and even computerized transactions from your website. Stripe facilitates the transactions of companies like Lyft, Under Armour, Blue Apron, and Pinterest.

Stripe is a payment gateway that allows you to make credit card transactions from your website without a monthly fee attached. Stripe has processed over 89% of all credit card transactions worldwide on the Stripe network at some point. With the potential to handle over 135 currencies, it is a safe place to carry out online transactions.

This article will explain how Stripe works and deposit money with a Stripe account. We will also talk about how you can transfer money from one Stripe account to another.

How Do I Deposit Money On Stripe?

All companies can deposit money directly to their Stripe balance using a wire or bank transfer. The fund deposit keeps your business healthy when your account has a negative balance or you expect to make bigger client refunds. You can proactively add funds for future refunds or chargebacks that are held one at a time from your earnings, payouts, and money from other Stripe products.

You need a verified Stripe account to process online transactions with Stripe.  You also need a gateway to securely capture and transmit your credit card fee to the transaction processor. After deducting credit card-related charges from the total amount, Stripe then sends your bank funds to a merchant account. However, you need to create an account with Stripe before conducting any online transactions.

How Do I Deposit Money On Stripe

Setting up a Stripe Account for your business takes a few simple steps:

  1. Register with Stripe right here
  2. Verify the e-mail address you signed up within your inbox
  3. Activate your account
  4. Add business details
  5. Add banking data
  6. Set up Stripe Connection
  7. Select the option ‘build a platform or marketplace.’
  8. Complete your Platform Profile
  9. Update your settings
  10. Check that ‘Connect’ is enabled on your account and fill in your company information.
  11. Review your business details and begin making sales!

After this process, the money is transferred to your verified Stripe account whenever a customer buys a product from you online. Stripe permits protected and environment-friendly cash processing using a credit score card or bank and transfers that cash to the seller’s account.

Stripes software consists of a payment processing platform and a credit card fee gateway. Both are required in every successful online transaction, making it the most efficient and straightforward software program to pick for online payments.

Here are the steps you can use to deposit money with Stripe:

  1. Sign in to your Stripe account to access your dashboard.
  2. Go to ‘Balance – Payout.’
  3. Begin a transfer process to the recipient account, and be sure to include the reference number if provided.
  4. You will be given instructions for a local bank switch or a wire transfer, depending on the currency involved.
  5. Come back to the Balances page in the dashboard. Click Add to balance.
  6. If the receipt is required, upload a screenshot or picture of the cash transferred from your bank account.
  7. Click `Confirm Transfer.’

How Long Does It Take Stripe to Deposit Money

The first payout for every new Stripe account is usually paid in seven days after the first successful charge is received. This ready duration can be up to 14 days for businesses in specific industries and up to 30 days in countries like Brazil. This delay allows Stripe to reduce some of the risks of supplying credit services.

How Long Does It Take Stripe to Deposit Money

Stripe has simplified the procedure of its service for business owners, so it is easy to understand and navigate. Stripe Payment Process is as follows:

  1. When you create an account for your business, the Stripe software program will connect to the buying web page of your keep platform.
  2. Once a client is ready to purchase an object or carrier and ‘checkout,’ they will enter their information on the purchase page.
  3. The Stripe software program sends the information to confirm that the funds are reachable (payment gateway), processes the payment, and then transfers the funds to the merchant account.
  4. After the transfer goes through, Stripe then sends a confirmation of sale to both the customer and the seller.

Stripe now provides a fast payout for users in Europe and Canada, with the money available within three business days. After meeting the requirements based on risks and records with Stripe, users in Europe and Canada are eligible for this faster payout speed option. You can decide to use this accelerated payout pace by logging into your Dashboard.

Most times, the duration of Stripe payments may depend on the location of your bank. Below is some of Stripe’s payout duration based on countries:

Australia Two working days
Bulgaria Three working days
Brazil One month
Czech Republic Three working days
Cyprus Three working days
Denmark Three working days
Estonia Three working days
Finland Three working days
France Three working days
Germany Three working days
Hong Kong One week
India Five working days
Italy Three working days
Mexico One week

Can You Transfer Money From Stripe To Stripe?

As I understand it, you cannot transfer money from one Stripe account to another, but you could look at Stripe Connect, which allows you to collect payments on one of your user’s behalf. After deducting all the necessary credit-card charges, Stripe pays the money into the other corresponding Stripe account.

To be eligible to transfer funds from your Stripe account to another Stripe account, you must create a new transfer objective. Always ensure that the balance in your Stripe account will  cover the transfer amount. If your account balance can’t cover the total cost of the transfer, you’ll receive an “Insufficient Funds” error message.

After confirming that you still have money left in your Stripe’s balance, you can be able to send funds to another Stripe account through the API (Application Programming Interface) or your dashboard.

Can You Hold Money in Stripe?

Stripe is notorious for holding merchant funds, freezing accounts, and terminating accounts. That means no money in, no money out, which upsets customers. In some cases, Stripe holds cash indefinitely, persistently sending a new e-mail ever so regularly stating something along the lines of “there’s a 90-day hold on your funds.”

Can You Hold Money in Stripe

These subsequent e-mails aren’t reminders; they renew that 90-day preserve period. And disputes from customers can only take place within the first 180 days. Stripe will hold the money and take care of the payout. As the marketplace administrator, you don’t get to keep the money. After the customer must have been fully transferred the money to your Stripe account, you are now legally in charge of it. You can check the seller’s balance in your Stripe dashboard.

The key things to have in mind about Stripe are:

  1. Stripe is a Payment Service Provider, a system that permits you to receive online payments.
  2. Stripe operates on a seven-day rolling payout structure.
  3. The Stripe dashboard will indicate the regularity of payouts you can expect.
  4. Stripe is a pay-as-you-go service.
  5. Stripe’s prices usually are much lower than with Paypal.
  6. Stripe is protected and widely used.
  7. Stripe provides 24-seven support.

Final Words

Stripe is an online payment gateway that is reliable, convenient, and effortless to use. This system is the most frequently chosen by most companies and customers, and we know this firsthand from our own experience. With your verified Stripe account, you can easily send, receive, and conduct online transactions.

Details Guide About PayPal Age Limit

PayPal Age Limit

The race for financial independence and stability, especially for young individuals, has left a lot to be desired. Invariably every parent wants their children to be financially stable as they prepare for the ever-demanding stages of adulthood. And without a doubt, maturity comes with a lot of responsibilities. Thanks to technology, with such a banking system as PayPal, people can now open an account and save money via electronic means.

The wide acceptance and popularity of the banking system have also come with some concerns. One of those concerns, and probably the most pressing one, is the PayPal age limit.

Of course, the first thing that comes to mind when you hear the phrase “age limit” is an age-based qualification. And you’re right. With PayPal, there are some limitations, especially with regard to age.

PayPal Age Limit

Apart from preparing a rewarding future for your kids, opening a savings and checking account can be a great way of teaching them about making the best use of money. It also borders around making sure that they get the necessary knowledge about the dos and don’ts of every aspect of personal finance. After all, they seldom learn about these things in their various schools.

PayPal Age Limit

Suppose you intend to open an account for your kids via PayPal; there are certain things you need to know. Being familiar with this information will help you make the right decision whether or not it is safe and advisable to open an account for your children.

Before now, opening an account for your schoolchildren via PayPal was possible. But now, with the advent of the age limit concept, children who are below the age of 18 cannot operate a bank account with PayPal.

Why Does PayPal Have an Age Limit?

Regardless of how simple the PayPal account opening process is, the age limit factor can prevent you from opening an account for your children once they haven’t clocked 18. There’s a high probability of restricting your funds if the platform discovers that you aren’t up to the age of 18.

As you already know, it is impossible for those under the age of 18 to open or operate a PayPal account. Due to the fact that account for schoolchildren who are below the age of 18 was canceled in 2016, the online banking platform has put measures in place to prevent kids and teens from operating any bank account type. I know you are pretty curious to know the reasons behind this decision. The reason is not far-fetched.

Why Does PayPal Have an Age Limit

Although it is not illegal for you to open a PayPal account if you are yet to be 18, it is against the rules and policies of the United States. The laws binding legal contracts and user agreements in the United States forbid individuals who are less than 18 from opening or operating a bank account. So, next time you get your working email address ready to open an account, try as much as possible not to leave the age factor out of the requirements.

There are consequences attached to operating a PayPal account when you are underage. If, before discovering that you aren’t qualified for such accounts, you had opened one and saved some money in it, you are likely to lose everything. PayPal will seize every dime in the account and place a limitation on it. As a result, you will be denied access to the account and the funds in it.

That’s not all. If you open a PayPal account as a minor, you can be banned forever from using the platform. Suppose you don’t want your account to be restricted, and you don’t want to lose your funds. In that case, you need to rule out the idea of opening a PayPal account if you are less than 18 years.

Is there a PayPal account for minors?

With the well-detailed explanation I have provided in the former paragraphs, you can easily infer that minors cannot open a PayPal account. That does not mean that opening an account for your kid is entirely impossible. There’s still a way you can go about it. However, your underage kid can’t open and operate a PayPal account.

In more relatable terms, parents can open a PayPal account on behalf of their children, save money in it regularly, and leave it for them until they are of age. This is the only way a PayPal account for minors is possible. More often than not, these are stealth PayPal accounts that attract and demand parental supervision.

The only setback here is that your kids will not have access to the funds until they clock 18 years.

How do I Set Up a PayPal Account for Minors?

Setting up a PayPal account for your kids comes without stress since you are the one who will be playing the most crucial role. Your kids have few or no roles to play because you set up such an account on their behalf.

As a parent, you will need to sign up to the platform once you are ready to open the account. If a minor tries to open the PayPal account all by himself, further steps involved in opening the account will be denied.

How do I Set Up a PayPal Account for Minors

Before signing up to the platform to open an account for your kid, it is essential that you also have a PayPal account. This will make the account opening process easier and more relatable. After signing up with your working email and granting consent to the necessary terms and conditions, the account is ready for use. Money can now flow into the account, and the parents can monitor every activity on the platform.

What are PayPal Alternatives for Teenagers under 18?

Since there is no way you can open a PayPal account as a minor, you have to seek alternatives if you are not pleased with your parents monitoring an account on your behalf. Invariably every young individual wants to have access to everything that is theirs. Perhaps you are wondering whether or not these alternatives have the potential of functioning just like a PayPal account; you don’t have to give yourself to such concerns. These alternatives are more than able to provide you with the best and most efficient banking experience.

Some of the alternatives you should consider are highlighted in the paragraphs below.

Capital One

Open to children between 8 and 18 years old, this banking system allows teens and kids to open and operate personal accounts. The services offered by this platform are top-notch and stress-free. It creates a smooth platform to practice online transactions, making it possible for you to save, transfer, and spend money. In addition, you do not need a minimum balance to use it.

Capital One

Below are some of the benefits you stand to enjoy with this banking platform.

  • Provision of a free MasterCard debit card.
  • Lack of monthly charges.
  • A huge interest rate of about 0.10 to 1 percent yield per year.
  • Availability of joint account for both kids and parents with mobile app logins.
  • Text alerts to inform account holders of transactions.

The only disadvantage here is that it requires the consent of parents to make any transfer.


This is another good option to Replace the PayPal banking system. It has an accommodating design that helps both kids and parents to manage, save, and use money. The platform operates as a savings card. Parents can keep a tab on their children’s expenses, transfer funds, and set specific activities through the Current app. This platform gives you an annual fee of about $64 for every child compared to Capital One.


Some other reasons you should consider using this banking system include:

  • Optimum features designed to meet the specifications of parents and kids.
  • Availability of transfer based on parent’s consent.
  • Regulation of expenses to avoid overspending.
  • Enabling platform that enhances financial discipline and money management.

Greenlight Debit Card

Are you a minor, and you’re looking for a means to own, operate, and finance an account without any interference? If you’ve been on the search for long, it’s high time you stopped. With Greenlight Debit card, you can own an account all by yourself. The only challenge here is that the platform does not allow persons younger than 13 years to sign up. Like every other card, this is also a prepaid card. It is an efficient platform that will enable you to perform transactions such as saving, transferring, and spending money.

Greenlight Debit Card

Some of the benefits attached to opting for this banking system include the following:

  • Availability of companion app to indicate where expenses are going.
  • Uninterrupted control over funds.
  • Approval of transactions as and at when due.
  • Addition of allowance and ineffectiveness of sudden transfers

Wrap Up

The PayPal age limit prevents kids and teens younger than 18 years from owning an account and limits their chances of acquiring basic knowledge about money management and financial transfer. With other banking systems such as Capital One, Current, and others, you can find suitable alternatives to PayPal.

Why PayPal Won’t Let Me Remove Card? Here’s the Solution

Why PayPal Won't Let Me Remove Card

Do you want a secure and easy means of buying and selling things online? If you haven’t found one, I have good news for you. With PayPal, you can make all transactions online without an iota of stress. It goes without saying that this is one of the most efficient online buying and selling platforms that the 21st-century has to offer. All you need to do is sign up with your working email address. With this basic step, you have just started a seamless online transaction journey.

You will need a debit or credit card for every transaction on this platform, or preferably a bank account. This allows you to make payments, transfer funds, and make other transactions with ease. As long as those you transact with accept PayPal, everything comes in handy and timely.

Regardless of the efficiency and speed of this online platform, there are chances that you will face some challenges. One of such challenges and probably the most talked about is the inability to remove a debit or credit card from PayPal as and at when due.

In this comprehensive guide, I will be exposing you to some of the reasons you find it difficult to remove your card from PayPal. I won’t stop there. I’ll also take you on a ride to find how to address the issue. So, if you don’t mind, join me in reading this piece to the last full stop.

Why PayPal Won’t Let Me Remove My Card?

Amongst the several concerns aired on the internet about this online transactions platform, the inability to remove a card happens to be the most common. Upon my research, I noticed that a large number of people who brought up this issue don’t even know why it is happening. All they know is that they find it pretty difficult to transact on the platform. Beyond that, they are unable to get the best out of the platform. And this shortcoming has made a lot of them seek alternatives.

Why PayPal Won't Let Me Remove Card

Getting yourself acquainted with the reasons behind this problem can help you a lot. You might be wondering what benefit you stand to enjoy with that. It’s quite simple to infer. Next time you fall victim to such a situation, you will be able to find your way around it.

I’ve compiled some of the reasons card removal can be pretty difficult on PayPal in the paragraphs below. Let’s start from the one everyone seems to be talking about but pays little attention to.

Pending Transaction

You can be denied access to remove your credit or debit card if you have a pending transaction. It is highly impossible for you to remove a card from the platform when you still have a transaction going on. While trying to remove the card in such situations, the platform will demand that you provide an alternative card. If you can’t provide that, it automatically seizes your card and prevents you from removing it.

The backup payment method is designed to ensure that you pay for every transaction you make. If the card you intend to remove is the backup payment method, you won’t be able to remove it.

Negative Balance

Do you have any idea what this concept means? If you don’t, I’m here to help you find answers to it. A negative balance simply means that you do not have enough funds in your account.

PayPal will prevent you from removing your card in such situations because an alternative means to make payments for further transactions does not exist yet. A negative balance can also mean that your account balance is less than zero. In this case, you owe the platform some money. Thus, unless your account balance hits a higher stake or reaches zero, card removal can’t occur.

Inability to make Instant Payments

This is another basic reason PayPal can prevent you from removing your debit or credit card. There are several cases whereby users of the online platform attempt to remove a card while providing an alternative bank account. Making payments to dealers via bank account can be quite slow and inefficient with PayPal.

As a result, PayPal prevents its users from removing cards since bank accounts can’t match the pace at which transactions are carried out with debit or credit cards.

Wrong Personal Identification Number (PIN)

PayPal remains one of the safest and most secured online business platforms across the globe. It ensures that every payment and transaction is kept private. And to put every user on a safer side, it initiates a 4-digit security check. This is to prevent and limit the activities of hackers and other internet fraudsters.

Suppose you had tried to make payments with your debit or credit card, and the pin you’re entering is wrong. In that case, PayPal can decline the card. And if you have been using the card for transactions before, the platform can prevent you from removing it. Although this situation is quite rare, it doesn’t rule out the fact that it can happen.

Rapid and Sudden Change in Transactions

PayPal can make card removal a big deal for you if you do this. It can even result in limiting your PayPal account. If there’s a sudden and rapid change in the transaction you make, for instance, your purchases and sales increase rapidly, you can be prevented from removing your card.

How to Remove a Card from Your PayPal Account

Having known the various reasons removing your card has been more of a difficult task than a smooth process; it is high time you knew how to solve such issues. Whether you have just changed your bank or your card has expired, and you want to put a new card on the platform, it is important that you know how to go about the removal process.

How to Remove a Card from Your PayPal Account

Every US virtual credit card for PayPal or its debit counterpart can be easily removed from PayPal if you follow the detailed steps outlined in the paragraphs below. They are a list of step-by-step approaches, and it is important that you adhere strictly to them. Failure to do this can make the removal process quite tricky for you.

Step 1: To remove your card from PayPal, you have to do first things first. What do I mean by this? Start by visiting the PayPal official website available on the Google browser. Log in to your PayPal account using your password and working email address.

Step 2: The platform’s home screen will come up here. Locate the “wallet” icon in the menu bar and click on it (the menu bar is often located at the top of the page). Once you have opened the wallet, you will find all the payment methods you have used in the past.

Step 3: On the left side of the page, where you have the menu containing the various payment options, you will find the credit and debit cards you have used. Next, give the card you intend to remove a tap.

Step 4: A menu containing all the information about your card shows up here. Scroll to the bottom of the menu and click on “remove card.” This will automatically lead to removing the selected card from the PayPal account.

Step 5: A confirmation page will pop up next. This is basically to confirm that you want to remove the card from the platform. All you have to do here is click the “remove card” icon to confirm the removal. Every card info on the platform gets deleted immediately, and your card removal is successful. Perhaps you change your mind later; you can add the card or another one to the platform.

Wrap Up

While using the PayPal online transactional platform, you might be having difficulty removing your debit or credit card. This can result from a negative balance, pending transaction, or any other reason as outlined above. The solutions to this problem are not far-fetched. By following the steps in the previous paragraphs, you can easily remove your card from your PayPal account.

Monese vs. Revolut: Which One Is Right For You?

Monese vs. Revolut

Monese and Revolut are two banks founded in London’s financial district that boost digital financial services and banking methods to meet the needs of their customers. Both are financial companies that engage in fund transfers and other online banking activities.

Monese and Revolut give you physical access to a debit card, an account, and a global fund transfer. Both have easy-to-use mobile apps, direct debits, budgeting, multi-currency summaries, and financial planning. It is a way of opening a new bank account for anyone that just arrived in the UK.

In this review, we will look at the features of each company and decipher which is better at money transfer.

Monese vs. Revolut: Comparison Chart

Both companies came into existence in 2015 and have overgrown quickly. Over 1.3 million people are using Monese in the UK and Europe. While over 8 million customers have signed up for Revolut. They each offer superb alternatives for:

Monese vs. Revolut

  • Making and receiving payments
  • Overseas change transactions
  • Placing up direct deposits
  • Money transfers and more.

Below is a comparison table between Monese and Revolut:

Card Type Master Debit Card Debit Card
Mode of operation Conducts both international money transfers and regular transfers. Conducts only international money transfers.
Transparency Registered as a company in England and Wales. Provides services in the UK, the US, the European Union, and Australia.
Supported transfer destinations Allows you to transfer money to over 30 countries. Allows you to send money to 28 countries.
Exchange rates Provides a competitive exchange rate for international money transfers. Provides interbank exchange rate for international money transfers.

Monese vs. Revolut: Which One Is Better?

With so many digital payment options available, choosing which one to use can be tricky. Both Monese and Revolut have advantages and limitations. So we have carried out the research and compared two of them below. To begin off, we’ll give you a quick overview of each of them. We will then discuss their charges and provide a detailed review of both.

Monese vs. Revolut

  • Online & Offline Payments: Revolut supports online and offline payments, savings plans, and a debit card. You can also send money to other Revolut users with your phone. Both platforms operate on a location basis and are active in 90+ countries worldwide.
  • Global Withdrawals with their ATMs: Monese and Revolut both charge identical amounts for global withdrawals with their ATMs. The initial $200 monthly cash withdrawal no longer comes with a fee attached. However, there are charges for 2.00% of any amount withdrawn above that.
  • Fees & Charges: Both Revolut and Monese provide a broad range of services that makes managing your finances quick. However, their fees & charges may decide which platform is suitable for you. Revolut would be ideal as they provide free cash withdrawals at local ATMs.
  • Global Fund Transfers: Unlike Revolut, Monese charges way less for global fund transfers. Revolut charges are way costlier depending on the currency you send and the recipient’s location.
  • Total Banking Experience: Monese and Revolut offer their customers unique accounts, free plans, and a debit card for fund withdrawals. You also have access to global cash transfers and a range of other services.

On balance, Revolut is more progressive in card spending and digital banking. There are also some helpful bonus elements thrown in. Monese direct savings options and less expensive credit cards are unique contributors to their industry. Ultimately, both of these digital banks have their strengths and weaknesses. The right choice will depend on what you’re looking for, mainly from a bank.

Monese Overview

Monese is a UK-based monetary science association founded in 2015 by Norris Koppel. Monese provides digital banking services to new migrants and worldwide students. It processes payments, savings and also owns an app to make repayments and control your money. This app is reachable on iOS or Android devices.

Monese Overview


  • Monese mobile app is quick and easy to use, with a beautiful user interface.
  • Newcomers can easily open a UK-based Monese account without submitting credit card history or proof of residence.
  • Monese online services offer exceptional support and premium subscription selection.


  • Monese does not offer any savings assurance or license for banking activities.
  • Monese account has a monthly limit on fund transfers, purchases, and withdrawals.
  • The Monese customer support is poor and often prolonged.

How are a few ways you can send funds globally with Monese:

  • Through Bank Transfer: With a Monese account, you can send funds to friends and family members. This transfer usually takes between 1-3 hours to go through.
  • Through Overseas Transfer: Monese enables you to send cash in different denominations overseas at the interbank rate. This transfer process usually takes between 1-4 working days. Although, the time for transfer arrival depends on how fast the receiving bank processes the transaction.
  • Through Eurozone switch: A Monese account helps you send funds to anyone who owns a Euro account. This transfer process is fast and takes just a day for the recipient to get the money.
  • Through quick card charges: You can send money and pay for services and other utilities through credit card charges. Setting up a credit card charge limit will enable you to perform all the necessary transactions you need.
  • Through Outstanding orders: With the Monese mobile app, you can set up payment orders to settle different debts.
  • Through Contact list: Monese is ideal for sending funds to family members and friends from your contact list. This process also helps you know which of them are using Monese accounts.

Revolut Overview

Revolut is a financial banking institution founded by Nikolay Storonsky and Vlad Yatsenko in 2015. They provide banking transactions, currency exchange services, and budgeting apps. A customer has three account options when signing up for Revolut:

Revolut Overview

  • Free Account
  • Plus Account, and
  • Premium Account.

The free account comes with no fees attached and includes everything needed to use a Revolut account. The Plus account charges £6 per month or £60 per year but offers cash-back options. It also provides ticket bookings and travel insurance discounts. Finally, the Premium account offers all of Plus’s advantages. Premium also provides more significant financial savings through interest rates on deposits.

Revolut has more than 2 million customers. These clients have carried out over 148 million transactions at a combined cost of over £14 billion. Due to its exchange rates, Revolut has helped save over £556 million in total costs. Revolut is regarded as highly safe and secure and permits users to be in control at all times. Some of its advantages are:

  • Revolut mobile app lets you freeze your debit card remotely if it is lost or stolen.
  • This mobile app also helps you turn off certain online payments and ATM withdrawals.
  • Revolut keeps funds safely by holding the cash and bills in automated fences.


  • The company makes provision for both physical and virtual payment cards.
  • You can hold funds in over 28 currencies through the Revolut currency exchange.
  • Access to approval flows on expensive tiers.


  • Revolut can be expensive due to weekend charges.
  • Sign-up and onboarding can be slow because of document uploads.
  • Revolut mobile app can be challenging to use on different devices.

In Which Countries Are They Available?


Today, you can be anywhere and still open an account with Monese in less than 20 minutes. Monese is also available in 20 European countries. Some of these countries include:

  • The UK
  • Spain
  • The Netherlands
  • Greece
  • France
  • Slovenia
  • Estonia
  • Germany
  • Portugal
  • Cyprus


Revolut is accessible to companies and people within the UK. It is also for people in the United States of America, the European Economic Area, and Switzerland. Other countries include the following:

  • Japan
  • Singapore
  • Norway
  • Gibraltar
  • Finland
  • Denmark
  • Austria
  • Poland
  • Italy
  • Isle of Man

How Does Money Transfer Works?


Here are the steps on how to transfer funds with the Monese app:

  • Download the app and sign up for a Monese account.
  • Pick the ‘Pay’ option at the bottom menu.
  • Enter the details of the recipient you’re sending the funds to by tapping the ‘New Payment’ option.
  • Input the amount you wish to send.
  • Ensure that the currency matches the destination you’re sending.
  • Check the details to know if they are correct, then approve your payments.


To transfer funds using Revolut, use the following steps below:

  • Tap on ‘Payments’
  • Go to ‘Transfers’
  • Click on ‘Send’ and tap the ‘+ New’ button to ‘Add a bank recipient.’
  • You’ll be requested to add the bank transfer details for either a person or a business if you’re paying a company.
  • Once you have added the payee, tap on it, pick out the currency you wish to send, and enter the amount.
  • Below the currency, you can select from which balance to send. There’s also an option to add a reference if you favor it.
  • After sending the money, tap on ‘Continue’ to review your transfer details and estimated arrival time.

What Card Options Are Available?

  • Monese: Monese offers a contactless Mastercard debit card. This card is capable of withdrawals anywhere in the world. Monese also offers real-time messages to track your spendings easily.
  • Revolut: The Revolut debit card is one of the company’s essential products. This card is ideal for making purchases in different nations across the globe. You get automatic cash conversion at baseline exchange rates and send funds in more than one currencies. This debit card simplifies and speeds up global transactions.

Which Currencies Are Available?


The fund transfer page implies that clients can only transfer funds from three currencies. These currencies are:

  • British pounds.
  • Romanian leu


With a fully verified Revolut account, you can send and receive funds with a debit card in over 28 currencies. Some of them include:

  • Pound sterling
  • Bulgarian Lev.
  • Swiss franc
  • Danish krone
  • Australian dollar
  • Canadian dollar
  • Croatian Kuna

What Are the Rates Offered?


You get a 2% charge when exchanging the funds with the fundamental account. There ought to also be some hidden markup of the rate. Therefore, the expenses might add up quickly. However, it’s worth noting that there are no extra costs when changing money when you purchase the “Premium” account type.


As of 5th January 2022, Revolut always uses accurate exchange prices. They do not charge hidden fees for delivering their services. It works for users in more than 130 global locations and is accessible for Android and Apple devices.

What Are the Costs & Fees Charged?


The type of account the customer holds determines the transfer fees to be charged by Monese.

  • Classic Account – Customers with a similar account pay 0.5% of the transfer amount. These charges come in when transferring money to a non-Monese account.
  • Simple Account – When sending money to a non-Monese account, customers with a simple account pay 2% of the transfer fee.
  • Premium Account – Customers with a premium account can send funds free of charge.


Revolut charges a single, fixed charge for crypto conversions. This fee is 2.5% for Standard customers (and 1.5% for Premium and Metal users). They do not charge you any other costs for this service. As always, the app will show you the rate, the fee, and the total value earlier than you make any exchange.

Is Business Account Available?

  • Monese: Monese is a UK-based corporation that offers current accounts for people and businesses. The Monese Business account is exclusively for UK-registered companies. Companies can sign up and manage their funds via a mobile app and a prepaid MasterCard for a monthly fee.
  • Revolut: Groups must be physically present in Europe or the UK to open a fully verified Revolut account.

Do They Provide Other Services?


As of 6th December 2021, Monese does not currently provide additional services or packages.


Revolut presents the following benefits on top of the general plan:

  • Savings account
  • Free Purchase Protection
  • Full Access to Junior Revolut accounts
  • Free Refund Protection
  • Quick support

Which One Should You Choose? Monese or Revolut?

If you just moved to a new country, then Monese is ideal for a new banking account. Monese is best in this situation because they don’t require proof of residence or credit checks. That said, Monese is the best bet for Britians and Europeans. Especially those who are looking for reduced costs and extra awesomeness in their banking transactions.

What places Monese on top are the offers available for new account customers.

Final Words

On balance, Revolut is more extensive in its approach to card spending and digital banking. It also comes with some helpful bonus features attached. And their customer service isn’t entirely outweighed by their features. You can also choose Monese If you like their style and see them as a dependable brand. Monese direct savings alternative and cheaper savings are notable contributors to their industry.

Ultimately, each of these digital banks has its strengths and weaknesses. The right choice will depend on what you’re searching for in a bank.

How to Close a PayPal Account with Limited Access?

One of the most secure ways to send and receive money for business or personal purposes is through PayPal. The platform makes financial transactions quite safe and comfortable for its users. However, although PayPal provides a lot of benefits for financial transactions, an account can be limited. As such, it’s necessary to know how to close a PayPal account with limited access.

A limited PayPal account is an account that restricts its user from performing certain transactions. Although this is a security measure used by PayPal, it can be quite uncomfortable for some users. To this effect, we have put this article together to help you know the proper steps to close your limited PayPal account. In addition, there is more significant information in this write-up, which you will discover as you read further.

Why Would Someone Need to Close Their Paypal Account?

The need to close a PayPal account may arise due to the safety of the account, change of email address, or some other personal reasons. Of course, it’s necessary to keep your financial and personal details safe. But if you feel this has been breached, one way to stay safe in such a situation is to close the account quickly. Also, closing your accounts from places or platforms you decide not to use any longer is another way to avoid the risks of breaching.

Why would someone need to close their PayPal Account

This is why some people go as far as purchasing PayPal accounts, as this guarantees more security. You will want to take this step if you wish to have a more secured account. In addition, you can buy stealth PayPal account online to improve the security level of your account.

Here are the most notable reasons why someone would want to close their PayPal account.

Safety of the Account

Someone may decide to close a PayPal account if they feel that the account is compromised. In such a situation, the quickest and safest action to take is to close the account. However, for some others who possess a business account, if the business is no longer operational or the users wish to use an alternative platform, they may decide to close the account.

Change of email Address

Some individuals may decide to change the email address on the account or use a different account detail. As such, they may decide to close the account and open a new one with a different account detail or email address.

Can You Close a Paypal Account With Limitations?

Certainly, it is possible to close a PayPal account with limitations, provided there are no outstanding transactions. The platform prohibits account closure if the user has a pending transaction or some money left in the available balance.

Can You Close a Paypal Account With Limitations

Here are certain things you have to know to close a PayPal account with limitations successfully:

Account Closure is done on the web

You cannot close a PayPal account from the iOS or Android app. Instead, you will need a computer or laptop to access your limited PayPal account through the web. This is where you can successfully delete your PayPal account.

Withdraw all available balance

Make sure to withdraw the entirety of the PayPal account balance before closing the account. You can do this through inter-account transfer or to a bank account, spending the available balance, or even requesting a PayPal check. However, the last option will attract a little transaction fee before completion.

Clear every outstanding account issue

Before attempting to close your PayPal account, make sure there is no pending issue on the account. This may include issues that need the intervention of the customer service unit or pending balances left to be paid. It is impossible to close a PayPal account with unresolved problems attached to it. If there are pending money requests on the account, they will be terminated automatically upon the account closure.

Once a PayPal account is closed, the user will have no access to it again, and all transaction history will be lost. Also, requests for pending money will be canceled automatically, all coupons or codes will be permanently gone.

How to Close a Paypal Account With Limited Access

After resolving all outstanding issues on the PayPal account, transferring your transaction history, and withdrawing all the available balance, the next thing is to close the account permanently.

Although PayPal account closure is permanent, the procedure is quite simple and takes a few minutes to complete. Closing a personal account is somewhat different from doing the same for a business account. The following part of this article explains this in detail.

How to Close a Paypal Account With Limited Access

Closing a PayPal Personal Account Step by Step

Step 1:  Web Login

The only platform that allows users to close a PayPal account successfully is a web browser. It is impossible to delete a PayPal account from an iOS or Android app, making the web the only available means to perform this action.

So the first thing you would want to do is to access the web and log in to your PayPal account. You can do this using a laptop or any other personal computer system.

Step 2: Locate the Settings Menu

Once you can access your PayPal account, the next step is to find the Settings Menu. This is where you will find the option that takes you to the account closure window. The Settings Menu is located at the top right of the computer screen, just beside the Log Out button. Once you can locate it, simply click on it to open the list of available options.

Step 3: Find the Account Options Tab

From the list of the available options in the Settings menu that popped up, you will find the Account Options tab. Select this option once you have spotted it. This should lead you to the part you seek.

Step 4: Close Account

After selecting the Account Options tab, its section will open, and there you will find the Close Account button. Click on the button to close the PayPal account.

Step 5:  Bank Account Details

Upon the account closure, you may be prompted to input your bank account details. If this happens, simply enter your bank account information and select the Close Account button to finish up the process.

Closing a PayPal Business Account Step by Step

If your account is a PayPal business account, you can downgrade it to a personal account. However, this action will require the intervention of the customer service unit. To successfully delete your PayPal business account, follow these steps provided below:

Step 1:  Web Login

PayPal account closure cannot be successful in the Android or iOS app. As a result, the only platform available to perform this action is a web browser. This works best if you are using a laptop or any other computer system to access the web.

Just as it is with the PayPal personal account, the first step is to log in to your PayPal account on a web browser.

Step 2:  Locate the Profile Button

Once you are successfully logged in to your PayPal account, the next step is to locate and select the Profile button on the platform’s homepage. The Profile button is situated at the top right of the computer screen, just next to the Log Out button. Once you can locate the Profile button, select it to open the available options.

Step 3:  Find and Select the Settings Button

In the section of your profile, you will find the Settings button. Find and select the Settings button. This should take you to the part where you will find your account settings.

Step 4:  Select the Account Settings Button

From the options available in the Settings section, you will find the Account Settings button. Click on the button to access its page.

Step 5:  Locate the Close Account Button and Select It

Once the account page is open, you will find a line for Account Type. The Close Account button is located toward the right side of the line, just beside the Account Type. Once you have spotted the Close Account button, click on it to close your PayPal business account safely.

These are the simple steps required to close any PayPal account. Once your account balance is cleared and your account is free of unresolved issues and pending debts, you are free to close your PayPal account.

Reasons an Account Cannot Be Closed Down

Under normal circumstances, a PayPal account closure will not be successful if there are pending issues to be solved on the account. Also, if an account balance is not completely cleared, closing the account may be impossible. Here are the most notable reasons an account cannot be closed down:

Reasons an Account cannot be Closed Down

Leftover PayPal Balance

The platform may disapprove of an account closure if the PayPal account balance is not emptied. If you still possess some money in your PayPal account balance, likely, you will not be able to close your account. As stated above, you will have to clear your PayPal balance to delete your account successfully.

Outstanding Funds or Unresolved Issues

If an account has outstanding funds to be paid, it is less likely for such an account to shut down permanently. All pending funds must be paid or transferred for an account to be closed. Moreover, unresolved issues can prevent you from closing your PayPal account.

Can I create a New PayPal Account with the same details?

It is possible to create a new PayPal account with the same details provided that there is no active account with the same details. Furthermore, if you close a PayPal account, it is possible to use the same information, such as the email address, to create another account. You can do this right on the official PayPal website.

Bottom Line

Having a limited PayPal account can be quite uncomfortable for certain users. To this effect, it is essential to know how to close a PayPal account with limited access.

The procedure for closing a PayPal account is as simple as it gets. Majorly, it involves logging in to your PayPal account, accessing the Settings menu, and following the on-screen pages. This article has broken down this procedure into easy comprehension and application steps.

Finally, to carry out a successful PayPal account closure, you must consider the necessary things. The most notable ones include a clear PayPal account balance and an account free of unresolved issues. Simply follow the steps provided in this write-up to close your limited PayPal account successfully.

How To Log Out of PayPal On All Devices?

How to Log Out of PayPal on All Devices

The safety of a PayPal account is always a priority for the owner. As a PayPal user, you want to ensure that all windows for intruders to come in are shut. This is necessary for the complete security of the account. As a result, knowing how to log out of PayPal on all devices becomes crucial.

This article will share the step-by-step process to log out of your PayPal on all devices, how to turn off auto-login on the account, and log out on eBay. Keep reading to learn more!

How to Log Out of PayPal on All Devices?

If you notice that your PayPal account has been compromised or hacked, one thing you can do is to log out on all devices to protect your account. The process to log out of your PayPal account is quite simple as it is straightforward. Furthermore, this process is effective whether or not you have access to the logged-in devices. Meaning with a single device, you can log out of your PayPal account on all devices.

How to Log Out of PayPal on All Devices

So, the first step to securing your account if you notice any malicious activity on it is to change your PayPal password. The following part of this article explains the process of changing your PayPal password in detail. Afterward, we will discuss the step-by-step process to log out of your PayPal account on all devices.

How to Change your PayPal Password Step by Step

How to Change your PayPal Password

Step 1: Log in to your PayPal Account

To log in to your PayPal account, visit the PayPal official site on your browser. You cannot perform this action using the iOS or Android app, so a browser is the only option.

Step 2: Locate and select the Settings Button

On the homepage of the PayPal webpage, locate the Settings button. You will find it at the top right of the screen, next to the Log Out button. Once you have spotted it, click on it to open the next page.

Step 3: Access the Security Options

From the Settings page, you will find the Security tab. Click on the security tab to open the available security options.

Step 4: Select Password

From the available options under the Security tab, you will find Password. Select Update on the password tab to open the password change page.

Step 5: Change your Password

On the password change page, input the current password and enter the new password you wish to use. Once this is done, click on Change Password to apply the changes.

These are the simple steps to change your PayPal account password. Once you can change your password, no one else will access your account without your authorization.

Let us now discuss the step by step process to log out of PayPal on all devices:

How to Log Out of PayPal on All Devices Step by Step

Step 1: Log in to your PayPal Account

Just as it is with the above procedure, you will need to log in to your PayPal account on a browser. You can do this with a laptop or any other computer device. As you may already know, the iOS or Android app does not support this action, which is why a browser is the only working option.

You can access the PayPal official site via this link:

Step 2: Locate the Security Tab

Once you are logged in to your account, locate the Security tab from the homepage. You will find the Security tab from the Settings button on the homepage.

Step 3: Select the Security Tab

Once you can spot the Security tab amongst the list, select it to open its options.

Step 4: Find the Stay Logged in for Faster Purchases

Under the Security tab, you should see the option that states Stay Logged in for Faster Purchases. Select this option and edit it.

Step 5: Log Out of All Devices

From the list of options that pops out, find and click on Log out of All Devices. This final action should successfully log you out of all logged-in devices.

How Do I Turn Off Auto-login on Paypal?

To turn off Auto login on PayPal, simply access the Settings button and navigate through the resulting page to locate the Auto-login option. The initial process is similar to those stated above.

Here is the step-by-step process to achieving this result.

How do I turn off Auto-Login on PayPal

Step 1: Log in to your PayPal Account

To log in to your PayPal account, simply visit the PayPal official site on your browser. You cannot perform this action from the iOS or Android app, so a browser is the only option you can use.

Step 2: Locate and select the Settings Icon

On the homepage of the PayPal website, locate the Settings icon. You will find it at the top right of the screen, next to the Log Out button. Once you have found it, click on it to open the next page.

Step 3: Access the Security Options

From the Settings page, you will find the Security tab. Click on the Security tab to open the available security options.

Step 4: Find and Update the Auto Login Option

Under the Security tab, you will find a list of options, out of which is the Auto login. Click on Update to see where it is possible to log in to your PayPal account automatically.

Step 5: Change the Settings

On the current page, you will find the Turn off button. Click on this button to change the settings of this option.

However, it may not be feasible to turn off this service completely (By completely, we mean on all devices). If you do not want to be in such a situation, simply avoid the option that says Stay Logged in for Faster Purchases.

How Do I Log Out of My Paypal Account on Ebay?

To log out of your PayPal account on eBay, go to the account page on the eBay website and modify the account settings. The process of achieving this is quite easy to comprehend. If your PayPal account is linked to eBay and, for some reason, you wish to log out of the account from the eBay site, simply follow the steps below.

How Do I Log Out of My Paypal Account on Ebay

Logging out a PayPal account on eBay – Step by Step process

Step 1: Log in to eBay

So, the initial step is to log in to your eBay account from a browser.

Step 2: Access the My eBay button

Once you are logged in to your eBay account, you will find the My eBay button on the homepage. It is located at the top right of the page. Click on the button once you have found it.

Step 3: Find and Open the Account Button

Under the My eBay button, there is a list of dropdown options. Amongst this list, you should find the Account button. Select this button to open the next page.

Step 4: Select the PayPal Account Link

On the left side of the Account page, you will find the PayPal Account link. Click on the link and select the Remove button.

An alternative method to this is through the “Permissions you’ve given” option. You will find this option under the Security tab. You will find eBay among the popped-up list. Simply disable its permission to connect with your PayPal account.

By following these procedures, you should be able to log out of your PayPal account on eBay successfully.

How Do You See Who Is Logged Into Your Paypal Account?

To view the recent logins on your account, go to the security page on your PayPal account and select the Manage you logins option. There you will find the recent logins on your account with the leverage to remove any login you deem suspicious.

How Do You See Who Is Logged Into Your Paypal Account

Here is a step-by-step process below:

Step 1: Log in to your PayPal Account

Similar to the above procedures, you will have to log in to your PayPal account from a browser. You can do this with a laptop or some other computer device. As you may already know, it is impossible to run this action from the iOS or Android app, which is why a browser is the only available option.

You can access the PayPal official site via this link:

Step 2: Find the Security Tab and select it.

Once you are logged in to your account, locate the Security tab from the homepage. You will find the Security tab from the Settings button on the homepage. Once you can spot the Security tab amongst the list, select it to open its options.

Step 3: Select the Manage your Logins Option

From the list of options under the Security tab, you will find the options that states Manage your logins. Click on this option to access the recent logins on the account. From the information on this page, you will find the operating system used, the browser used, as well as the time and date the logins occurred.

How to Remove Unknown or Unauthorized Devices from your PayPal?

The process to remove unknown or unauthorized devices from your PayPal account is similar to the preceding process. It simply involves accessing your account from a web browser and navigating to the Security tab. Under this tab, you will see the option that states Manage your logins.

On the Manage your logins page, you will find the option to remove any suspicious logins. You can tell if the login is suspicious by the time and date of the login and if you did not authorize it. Click on the Remove button to disable the session and possibly change the account’s password.

The second option is the “One Touch for auto-login at checkout” under the Security tab. On this page, you can also disable unauthorized or unknown devices.

Tips to Protect Your Paypal Account

We have provided some working tips to help you protect your PayPal account from malicious activities, such as your account being hacked. However, before we go into these tips, we recommend using a virtual bank account for PayPal. This is another form of security measure most people opt-in for to get complete security and control over their accounts.

Tips to Protect Your Paypal Account

Here are some tips you can use to secure your PayPal account.

  • Use a strong password that comprises letters (uppercase and lowercase), numbers, and symbols.
  • Do not share the email information on your PayPal account.
  • Do not give out your PayPal login information, except to someone you trust.
  • Do not store your password on web browsers.


The safest and quickest way to protect your PayPal account is to log out on all logged-in devices. This is why it is vital to understand the process of how to log out of PayPal on all devices. Also, one thing you can do before considering the log-out option if you suspect fraudulent activities on your account is to change your PayPal password. The guidelines above will help you achieve just that.

How to Unlink a Bank Account From Paypal?

Can You Use Paypal Without a Bank Account

Paypal has been a go-to online financial app in use for years. The payment is fast and works in many countries. Moreover, the services have been fast and reliable even in recent times. However, there are always trust issues with online financial apps, including Paypal. So, it’s prudent to unlink your bank accounts from Paypal.

So, this article focuses on how to unlink a bank account from Paypal. The process is easy and straightforward. Login to your Paypal account either through the app or the web. Then, click on the bank and cards tab and remove your account. Even though the process is easy, there are cases that it isn’t. So, keep reading to learn more.

Can You Unlink a Bank Account From Paypal?

You can unlink a bank account from Paypal. The creators of the app added many options for their customer’s satisfaction. This includes unlinking their bank accounts and even cards from the platform for whatever reasons.

Can You Unlink a Bank Account From Paypal

Reasons you may want to unlink your bank account from Paypal

  • Fear: Paypal has been transparent in its dealings over the years, and many people trust them to perform financial transactions. However, their system can fluctuate a little, which might cause uncertainty in the mind of new customers. So, unlinking their bank accounts might look like the safest option for them.
  • Bank account update: Aside from the fear of the unknown, there are few other reasons anyone would want to unlink their bank account from Paypal. If you want to update your bank account on the platform, remove the existing bank account before adding the new one. This is because the platform only allows users to make one account a primary account for verification and security reasons.
  • Deleting a Paypal account: Some Paypal account holders might want to shut down their accounts. We advise such persons to remove their bank accounts from the platform first before they delete their Paypal accounts. It’s important to unlink your bank account when taking down your Paypal account for security reasons.

How to Unlink a Bank Account From Paypal?

There are a few steps involved in unlinking a bank account from Paypal. Check them below to master the process of how to unlink a bank account from Paypal like a pro.

How to Unlink a Bank Account From Paypal

Steps to unlink a bank account from Paypal:

Step 1: Login to your Paypal account

A user cannot perform any transaction with Paypal except they log in. So, the first step to unlinking a bank account from Paypal is logging in. You can log in through the web page or the app.

To log in through the web, go to Paypal’s official website. When the page opens, click on the ‘Login’ tab at the top right side of the page. When you click on the ‘Login’ tab, a page will display, asking for your email or mobile number. Insert any of them correctly and click on ‘Next.’ Another page that will demand your password will display. Type your password and log


Step 2: click on the ‘Banks and cards.’

The home page will display when you have successfully logged into your Paypal account. It contains many helpful options, one of which is the Banks and cards option on the left-down side of the page. Click on it and allow it to display on the next page.

Step 3: Remove bank account

You will see the list of bank accounts linked to your Paypal on the next page. You can click on any of them to review their information. However, the same click takes you to a page where you will find the ‘Remove bank’ tab. If you’re sure of unlinking the bank account from the Paypal account, click on the ‘Remove bank’ tab. The click will start the removal process, which will take a few seconds to complete. However, it doesn’t work this smoothly all the time.

When it is difficult to unlink your bank account from Paypal

Although it takes a few steps to unlink your bank account from Paypal, there are times the process gets difficult. The bank account might take time to unlink during these times, or it might not unlink until another try. Such times are:

When there’s a pending transaction: If there’s an unfinished transaction between Paypal and the account you have linked, your unlinking command will not go through. The account is in an existing operation, and it cannot perform another one until it summarizes the first.

Paypal is delaying your unlinking command. First, check if there’s a pending transaction with the account you want to unlink. If there’s any, wait for it to be completed before you try to unlink your account again.

When the account to be removed is a primary account: Paypal allows users to link multiple accounts on their platform. But, they can only make one the primary account. On Paypal, a primary account can perform the most transaction with the platform. You may have to transfer funds from other accounts to the primary one to deposit in your Paypal.

When the account you want to remove from your Paypal is a primary account, it might be difficult. If you are in this situation, change the account you want to unlink and put another there as the primary account. Then you can unlink the account without stress.

Can You Use Paypal Without a Bank Account?

You can use Paypal without a bank account. On Paypal, you don’t need a bank account to sign in or to receive any payment. However, for some people, Paypal serves as their bank accounts with its many virtual banking services.

Also, business inclined people can create a stealth Paypal business account. It is an account that is not linked to any original bank account or credit card. However, it still works perfectly for the purpose the user created it.

Can You Use Paypal Without a Bank Account

Services Paypal offers

  • Paypal prepaid MasterCard: This service offers you an excellent money management scheme. Also, you can set up a tiered-rate savings account that gives you up to a 5% Average Point Yield on a $1,000 or lesser daily bonus. If the balance is anything above $1,000, the savings account gives 0.50% APY.
  • Paypal cash Mastercard: Paypal provides you with a debit card you can use to transact online. You can purchase goods online with this debit card wherever they require a debit card. It works on online stores the same way bank credit cards do. In addition, you can withdraw cash with this debit card.

You don’t have to pay any fee of any sort to get the card. In addition, your Paypal Cash Plus account becomes eligible for FDIC insurance when you have this card.

  • Paypal extras Mastercard: It is a credit card, and it gives users rewards when they spend on specific categories. When cardholders purchase gas or anything in the restaurant, they earn 3 points per dollar. They earn 2 points per dollar when they spend on eBay or Paypal purchases and 1 point per dollar when they spend on other Mastercard buying.
  • Paypal cash and cash plus accounts: These accounts help you keep money in Paypal when you link them to your account. The two accounts allow you to send money, hold money, and shop in stores. The Paypal Cash Plus is even more advanced than the Paypal cash.
  • Pay in 4: This option allows you to purchase now and pay installmentally. You can buy a product and pay for it completely in four or fewer installments with this option. You can pay for your goods once in two weeks. It doesn’t attract any extra fee, no matter how often you do it.
  • Paypal Credit: This option allows you to pay for a purchase gradually as long as it is over $99. It only attracts interest when you can’t complete the payment for your purchase in under six months.

Paypal services you can access without a bank account

  • Send money: Without a bank account linked to your Paypal account, you can send money to anyone. Click the ‘Send’ tab and follow the instructions. You’re eligible to send any amount of money if you don’t exceed your balance.
  • Receive money: You don’t need a bank account to receive money on Paypal. The app can hold money.
  • Money pool: To take part in the Paypal Money Pool option, you do not need a bank account. Paypal allows you to transfer the money you receive to yourself by using a check.
  • Receive your Paypal balance as a check: Paypal has a feature that helps you receive your balance in check. Paypal can send the check to you through your email, and you can use it to cash out. But it comes at $1.50 per withdrawal.
  • Invoice creation: Paypal can help you create an invoice seamlessly, even without linking your Bank account to the platform. You only need to have a Paypal account to enjoy this benefit.
  • Donate to charity: You don’t need to link your Bank account to your Paypal to access this. Just choose a charity you want to make your donations to and send. Your donation will be made to the exact charity, except there is a name similarity. Then it will send to a similar charity.

Bottom Line

Paypal is an online financial platform that offers attractive benefits. For most of the things your bank can do, Paypal can, too, even without linking your Bank account. However, the platform needs you to link your bank to access its features.

How to unlink a Bank account from Paypal is stress-free, and it doesn’t attract an extra fee. So, users who want to unlink their Bank accounts from the platform can do it seamlessly.

How To Transfer eBay Money To a Bank Account?

How to Transfer Ebay Money to a Bank Account

You can make easy money from the comfort of your home, either as a side hustle or a principal business, by using eBay. It is an online platform where you can buy and sell desired goods. But, for some people, how to get their money after the trade is their concern.

So, here is how to transfer eBay money to a bank account. eBay has an automatic transfer process, so you just need to link your bank account with your eBay account and set a payout schedule. Continue reading to learn more about eBay money transfer and the extra charges the transaction incurs.

Can Ebay Payout to a Bank Account?

eBay can payout to a bank account. When the platform was first created, sellers received money from buyers directly from their bank accounts. It means buyers had to go through the stress of going to the bank to transfer the purchase money to the seller’s account. Soon,  Paypal and other online money platforms emerged to simplify the process.

Can Ebay Payout to a Bank Account

But now, eBay has created an easy means where sellers can receive payments through the platform. Even if Paypal is a good option for receiving eBay money from customers, they can send you money directly to your eBay account, which is later transferred automatically to your bank account.

How to Transfer Ebay Money to a Bank Account?

As a seller on eBay, you may have a hard time figuring out how to transfer eBay money to a Bank account. Thankfully, there are a few unique steps to transfer eBay money to your Bank account.

How to Transfer Ebay Money to a Bank Account

Step 1: login to your eBay account

The first step to transferring money to your bank account as an eBay user is to log in to your account. To do that, open the app or website on your device, tap on the ‘Login’ tab and follow the instructions keenly to log in.

Step 2: Upgrade your eBay account

You do not need to uninstall and reinstall your eBay app to upgrade it. When you log into your account, eBay will send you a notification to upgrade your account. All you just have to do is to make the click on the ‘Upgrade’ tab and follow the instructions.

If the notification does not pop up on your screen, check the bottom of the page to find an ‘Upgrade’ tab, then click it. After you have done this, follow the instructions that will display on your screen.

Step 3: Verify your eBay account

EBay is a business platform for buying and selling. Anyone can have an eBay account, but as a seller on eBay, you need to verify yours. A verified eBay business account enables a smooth withdrawal of your sales to your Bank account.

When you want to make a withdrawal through the platform, the process might take longer. This is because they take all the time to verify the payment. But, if you have verified your account already, your payout goes more smoothly. Here are easy steps to verify your account.

Confirm your identity: To have a verified eBay business account, the platform has to confirm your identity as an individual seller. Also, they will need to confirm your business information if you already have a registered business.

If you are registering as an individual seller on eBay, you will provide your full name, date of birth, address, and Social Security Number (SSN). But as a registered business, you will provide individual identification information of beneficial owners, officers, account managers, and directors of your business.

Also, you will provide the legal name and ‘Doing Business As’ (DBA) name of the business if you have it. In addition, you will provide the Employer Identification Number (EIN), business address, and phone number.

Provide identification proof: The identity confirmation might not work suitably for you, or your submission might get declined without proof of identity. eBay will need you to upload a photo of a justifiable identification means. The platform will display a tab on your account and also mail you to remind you of the documents they need. They will also attach how to send them on the messages.

They will request a driver’s license, a valid ID card, and a passport. Ensure that the photos of this document you are to send are clear. If otherwise, your identity verification might get bounced. There is no particular image format they require. Your image can be in either JPG, PNG, PDF, or JPEG format. However, the file size must not be above 10MB.

Bank details verification: After a successful identity registration, you still cannot get a payout except to verify your bank details. It involves linking your Bank account to your eBay account. While on this, make sure that the name on your eBay account and Bank account you want to link match.

Your first and last name should correspond on your eBay and Bank account for a personal account. For a business account, the business name on your Bank account must be the same as your business name on eBay. Also, your bank account type must correspond with your eBay account type.

You need to provide your Bank account name, Bank name, account number, and routing number. Once they verify, you’re the information you have provided; they will mail to notify you.

If they can’t verify your information, try other Bank account verification methods like:

Logging into your bank: This method is one of the fastest. When you have successfully verified your account, go to the ‘Add a bank account option. Perhaps your Bank is on the list. Select your bank and log in with your banking details.

Provide your bank statement: This is also another seamless method of linking your Bank account to eBay. Send a color photo of your recent bank statement for the account. eBay will mail you if they need extra information and how to upload it.

Micro-deposits: If you choose this method to verify your account, eBay will send two micro-deposits to the Bank account you linked. Your financial institution determines how fast the micro-deposits reach your account. As soon as you receive it, sign in to ‘Seller Hub’ or ‘My eBay’ and follow the instructions accurately to verify your account. However, eBay will withdraw the micro-deposits when the verification is complete.

Step 4: Choose your payout schedule

The daily payout schedule for eBay:

Days eBay confirm orders Days eBay start payout
Monday Wednesday
Tuesday Thursday
Wednesday Friday
Thursday Saturday
Friday Sunday
Saturday Monday
Sunday Tuesday

 If you have already done this, then for you, it is to change your payout schedule. The payout to your Bank account through eBay is mostly not manual. So, this option lets you choose how eBay carries out your payment to your Bank account sequentially.

We advise you to choose a weekly payout schedule. It is because when you choose a longer payout schedule, the earnings you get before the payout date might get diverted to other use. Daily payout also works excellently. However, you can reschedule your payout to a more favorable one.

When you schedule a weekly payout, your payout days will fall on Tuesdays. If payout day falls on a bank holiday, it will work the next day. When you schedule your payout to be daily, payout day will be 2 days after eBay has confirmed your buyer’s payment. If the payout day falls on a bank holiday, it will work the day after.

Step 5: Change or connect your payout bank account

This is the last step on how to transfer eBay money to a Bank account. If you didn’t complete your verification by linking your bank account to your eBay account, this is where you do it. If you did, but you want to change it or add another, there is room for that.

It is important to know that you cannot transfer eBay money to your bank account without linking it. Also, eBay’s system automatically sends the money to your bank account after you have scheduled a payout.

What to do if payout fails

The payout has different stages on eBay, and it shows as the payout status. Each status has a different meaning. For example, when it shows ‘Created,’ your ID creation for payout is complete, and the payout process has started. ‘In progress’ means eBay has started the payout and is sending it to your bank.

‘Funds sent’ means the payout is complete. It will take 1 to 3 business days for your bank to move the money into your account. ‘Returned’ means eBay has started your payout, but your bank or eBay has an issue. ‘Blocked’ means eBay has either blocked your payment method or the method is not valid.

Then, ‘Canceled’ means you had an unsuccessful payout. Here, the fund returns to your eBay balance. So, if your payout fails, your bank information is not correct, or you haven’t completed your verification.

How Much Will Ebay Charge for Direct Payments to My Bank?

eBay does not charge for direct payment to your account. However, they charge insertion fees and final value fees. So, you can make as many payouts as you want for free.

How Much Will Ebay Charge for Direct Payments to My Bank

Insertion fees: Many casual sellers get a free listing of their products on eBay. However, you cannot list over 250 items in one month. You will pay a $0.35 insertion fee for every item listed above 250. This fee does not neglect the item categories.

Final value fees: EBay takes a fee for every item you sell. For some item categories, the final value fee is 12.55% or less of the item on sale price. Also, a $0.30 fee for each order.

Final value fees and categories

Item category Final value fee
Most item categories with exceptions ·         eBay gets 12.55% on a total amount of up to $7,500 sale they calculate per item.

·         They get 2.35% on a sale of over $7,500

·         $0.30 per order

Guitars and Basses ·         eBay gets 5.85% on a total amount of $7,500 sale they calculate per item

·         They get 2.35% on the portion of an over $7,500 sale

·         $0.30 per order

Sneakers worth over $100 ·         eBay does not have any final fees for sneakers sales of over $100
Trading cards ·         12.35% on a total amount of up to $7.500 sale they calculate per item

·         2.35% on the portion of an over $7.500 sale

·         $0.30 for every order

Women’s bags ·         They charge 15% if the total sale is $2,000 or less for each item

·         9% if the total sale is $2,000 or more for each item

·         $0.30 for every order

Final words

Since the inception of eBay, Paypal and other online financial apps have been used to cash out from eBay. However, eBay creators created a means of directly sending money to your bank account from the platform. It is effective even without Paypal and other apps. Thankfully, the steps to transfer eBay money to a bank account are easy too. The process is less complicated and tasking.

eBay Personal vs. Business Account: Which One is Best For you?

eBay Personal vs Business Account

eBay offers two types of accounts to their subscribers, which you may already know. They include the Personal Account and the Business Account. It can get quite puzzling in comparing eBay Personal Vs. Business Account, which is why we have put this piece of writing together.

This article explores the differences between the eBay personal and the business account. This will help you know which one suits your needs. What’s more, you will discover the fees attached to the different accounts and the benefits and risks involved in them. Read further to get the information in detail.

eBay Personal Vs. Business Account: What are the Differences?

The eBay buying and selling platform offer two forms of accounts to its users: Personal and Business accounts. This allows different scale sales. The main differences are in the accounts set up and the possibilities each account offers.

eBay Personal vs Business Account


eBay Personal Account

The eBay personal account is one of the two main account options available on the platform. This type of account is best for casual sales. By casual sales, we are referring to those who wish to sell items that are no longer useful to them.

eBay Business account

On the other hand, the eBay business account is the form of account that is specifically made for a larger quantity of products. Therefore, people who use the business account are those who are in for a wider scale of sales.

Let us consider their differences in detail:

1. Account Set-Up

Personal Account – Setting up an eBay personal account is quite simple. All you need to set up this type of account is your email, first name, and last name, as well as a password to secure the account. Then, click this link to begin your registration.

Business Account – On the other hand, setting up an eBay business account also involves a straightforward process. However, the business account requires more information than the personal. Here you have to provide the business name, business email and create a password for the account. Also, you will need to select the business location (Country) to create the business account.

2. Sale Scale

Personal Account – The sale scale of an eBay personal account is quite casual. This is an account for individuals who wish to use the platform to sell personal products on a minimal scale. In summary, people who create an eBay personal account do so with no intentions to go into an actual business.

Business Account – Conversely, the eBay business account is for those who wish to venture into full-time sales on the platform. They deal with large quantity products.

3. Products

Personal Account – Most of the products you will find on a personal account are basically for personal use, not for resale or commercial use.

Business Account – Products on an eBay business account are for general use, including personal use, business, or commercial use.

4. Account Holders

Personal Account – Account holders on an eBay personal account are solely individuals who just want to create a personal eBay account to sell their products.

Business Account – eBay business account holders may include manufacturers, resellers, and a group of persons who want to create a large-scale business.

eBay business vs. personal account: Fees

eBay normally charges less for a personal account because of its small business nature. But for a business account, the charges are bigger than that of a personal account. Some features on eBay access free for personal accounts, and on business accounts, they are not free.

This is mostly because most of these features have limits for their free access. For example, the personal account is always within the limit, while the business account is always above it. Most times, the account owners do not intend to go over these boundaries, but the bulky nature of the account doesn’t let it stay under.

eBay business vs. personal accoun Fees

However, eBay charges the same amount for items sold on both personal and business accounts. This is because the major fee difference in both accounts is in the insertion fee and not in the final value fee.

Insertion is the listing of items for sale on eBay. Listing of items on the platform is free when the user lists 250 or fewer items per month. However, when it is over 250 items in one month, the platform charges $0.35 for listing each item above 250.

A personal account gets free listing because its items are mostly around the free listing figure. But the business account is not likely to get a free listing because it list over 250 items to meet customers’ needs. All these are not applicable in final value fees.

Item categories with their final value fee

Item category Final value fee
Most item categories with exceptions
  • eBay gets 12.55% on a total amount of up to $7,500 sale they calculate per item.
  • They get 2.35% on a sale of over $7,500
  • $0.30 per order
Sneakers worth over $100
  • eBay does not have any final fees for sneakers sales of over $100
Women’s bags
  • They charge 15% if the total sale is $2,000 or less for each item
  • 9% if the total sale is $2,000 or more for each item
  • $0.30 for every order

eBay personal vs. business account: Pros and cons

As much as you can make a passive income from both accounts, which is a major advantage, both accounts also have disadvantages. The eBay personal account has its unique advantages and disadvantages, likewise the business account.

eBay personal vs. business account Pros and cons

eBay personal account pros and cons


  • Passive income: Most business account users are registered-business owners or people who are looking to start their business. But, personal accounts are owned by people who just want to sell out items that are not useful to them. So, a personal account holder can have several other jobs while making money passively on eBay.
  • Free item listing: A personal account holder doesn’t have any business with paying to list his/her items on eBay. It is because they mostly have little to sell and eBay offers free listing for 250 or fewer items per month.


  • Lower sell limit: A personal account has a low selling limit. For some of them, users cannot sell over 10 items in a month.
  • No access to better tools: eBay does not provide a personal account privilege to access better tools. Users of such accounts can only use the little tool they have at their disposal.
  • No company branding: People who have personal accounts, even if they have companies, can’t use their company names until they switch. This reduces the level of their company branding.
  • More tax: From the record, personal account owners pay lesser taxes, but they earn way lower than business account owners. So, taking their taxes off their income will leave them with a lesser income. This logic proves that the personal account holders spend more on taxes.

eBay business account pros and cons


  • Lower taxes: Business accounts pay more tax than personal accounts, but the deduction opportunity is worth it. Many business account owners make an enormous amount of money yearly and compare this to their tax. Yet, the profit is still humongous. So, the taxes are lower in a business account compared to a personal account if you combine the profits.
  • Access to promotions and better tools: Unlike the personal account, the business account grants users access to better tools and promotions for their business. They limit tools like promotion managers to some sellers on eBay. Although there is no assurance that you can access this tool as a business account user, but the chances are very high. There are other lucrative tools that only a business account can access.
  • High selling limit: eBay sets sell limits for sellers who are new to the platform. For many new sellers, it is a maximum of 10 items in one month. This is mostly for new personal account users. But, a business account user can list over 250 items.
  • Better privileges during pandemics: A business account can still make money because of its eligibility to sell certain products during any pandemic. A personal account does not support this kind of product. Only business accounts can sell a product like toilet paper.
  • Company name usage: The eligibility to use a company on eBay is only on a business account. A personal account cannot use a business name because it is for an individual and not a firm. However, a firm will use a business account so that they can use their business name and promote their firm.


  • Extra paperwork and stress: As an eBay business account owner, you will need to record every transaction you make with your account. It helps for accurate tax payment, but it is stressful for the account holder. The paperwork that goes into these recordings is much. When you register your eBay account as a business account, treat it as one. So, the daily stress it entails can weigh the user down.

Which one should you choose?

As an eBay user, the choice of whether to use a personal or business account depends on what you need them for. We won’t advise someone who doesn’t have plenty of items to sell to use a business account. This is because the fees will run the business down.

The same advice goes for someone who has many items to sell that wants to use a personal account. The sell limits and other disadvantages will slow down the business.

So, to choose an account accurately, determine what you need it for and if you have a registered business. Also, check if your business can produce enough income to cover the taxes and fees attached to each account.

Can I change my eBay account from personal to business?

It is possible to change your eBay account from personal to business. It takes just a few easy steps to switch and start enjoying the many benefits that a business account offers.

Steps to switch from personal to a business account:

Step1: Go to personal information

When you open the eBay platform, you will see the ‘My eBay’ tab. Click on it. It will take you to a page where you will click on a heading that says ‘My Account. Afterward, you will see the section where you will click on the ‘Personal Information’ tab.

Step2: Choose an account to switch to

On the page you will get to after following the previous step, you will find an ‘Edit’ link close to the ‘Account Type.’ Click on it and allow it to take you to the next page, where you will select the business account. It is on the ‘Change Account Type’ page.

Step3: Finalize the process

When you have gotten to this point, you are close to finishing the process. What is remaining is entering your details for the business account and clicking on the ‘Change to Business Account’ tab. After doing this, your switching process is complete, and you can start using your eBay business account.

Some people might not want to go through the switching process. For such persons, we advise you to go to a platform where you can buy verified eBay accounts.


Comparing eBay Personal Vs. Business Account is a great way to figure out which of the account types is best for your needs. In a nutshell, the eBay personal is an account designed for casual sales, while the business account is specially meant for global traders into larger-scale sales.

So the quantity of your products determines the account you might decide to create. Otherwise, you can go through the pros and cons to figure out which of these accounts meets your desire.