How To Trick PayPal Into Giving You Money -Try it Fast

Using PayPal can be a great thing when it comes to managing businesses or doing online transactions in particular. It’s fast, reliable, and most importantly, available in almost any country, with over 400 million users worldwide. However, PayPal’s popularity and a hugely diverse user base are also where it’s vulnerable the most.

While PayPal offers chargebacks and dispute features to help its users, it’s possible to use that as a loophole into the secure ground. Therefore, today, we’re talking how to trick PayPal into giving you money to introduce the loophole. It will not only help you understand how it works but also stay alert from potential scammers.

Let’s get to know how PayPal falls short on its security here and how to make something out of it.

About Chargeback in PayPal

PayPal chargeback is the nightmare of a seller who uses PayPal as their primary payment method. It’s a dispute or money-back claim that a buyer puts against a payment that is already done using a debit or credit card. If you’re the customer, bought something from a seller, and paid to their PayPal account, you can file a chargeback. You’d ask your debit or credit card provider/issuer to roll the paid amount back from PayPal. Chargebacks can be placed because of many reasons, a few of those will be:

About Chargeback in PayPal

  • When you cannot recognize the payment made using your card, meaning that it was without your permission, or your card had been hacked into.
  • If you don’t recognize a charge after seeing it on your dashboard of the card provider.
  • When you didn’t receive the item, you bought it by paying the money using your credit card.
  • If you did receive an item, but that is significantly different from the description of the item you had ordered.
  • If the seller charges twice or more for the same item, you’d put a chargeback or dispute against that payment.

And when you file a dispute, if the seller doesn’t have a thing to say against you lawfully, PayPal has to reverse the money to your account.

How To Trick PayPal Into Giving You Money

As you can see, PayPal does fall short on its own security because they have to give the buyer’s money back. And that’s where the dirty trick comes into play. Let’s see how to trick PayPal into giving you money, or how your scammer buyer might do it to you. For the sake of understanding, we’ll use an applicable case scenario to demonstrate the trick.

How To Trick PayPal Into Giving You Money

1. Open 3 PayPal accounts

First, you’ll need 3 PayPal accounts, all owned by you, with separate email address, the person who’s trying this out. You can use your existing regular account as the primary one and will need two more to do this job. If you may have heard about the PayPal stealth account before, it’s that kind of thing. Both the second accounts will be used in the process of doing the trick.

2. Do a fake transaction

Now, the first step of tricking PayPal to give you money is doing a business transaction that will essentially be fake. Send an invoice to the first/primary account from the second account, pretending to sell digital goods or services. After that, pay the invoice from the first account in full amount.

Once you have the amount in your second account, send it to the third account following the same process again. Now, you’re at a situation where you have an amount (let’s assume it’s $200) on your third account coming actually from the first. Once you have this situation, let’s see how you can trick PayPal for the money.

3. Double the money (possibly)

Go to your first or primary account and access the transaction done to the second profile. Locate the dispute option and claim a chargeback for the money you seemingly paid to the second account. PayPal will ask you for a viable reason why you’re asking for a refund.

Provide them with the right reasons, which can be “Not as described” or “Not delivered” at all. They will take it into account and send a message and mail the second account. Don’t pay attention to the message or notification you’re getting on the second account.

4. Getting the money

Once PayPal sends you the notification on your second account and gets no answer, they warn you again. After 30 days or so, they’ll take the dispute claim from the first account as legit. They’ll send off the payment to your primary account, hoping that you’ll have a balance on the second account soon.

So, basically, you’ll have a negative (-$200) on your second account. If you don’t contact PayPal about this amount again, PayPal will limit the account permanently and ban you from the platform. Now, you’ll not have the second account go off the ground and cannot use it anymore.

5. Precautions to keep in mind

Now, When you had verified the second account in the first place, you must have used a VCC or VBA for security. But as you had given PayPal the ability to charge your virtual bank account/ debit cards, play it safe.

Don’t have any money in the VCC/VBA associated with the second account, or PayPal may charge that amount there. As for the third account, you can withdraw through bank transfer, or sell the amount, you know, to play it safe.

Will PayPal Ban Your Account?

If you’re wondering whether PayPal will ban your account or not, the answer is, it depends on how you play it. When it comes to the first account, you’re safe if everything goes as planned. But for the second account, it’s under threat and will get banned off PayPal for sure.

And the third account is not in much danger, well unless you’re somehow giving PayPal to think that these three accounts are somehow interconnected. If they can sense that in any manner, all three accounts will get banned in no time.


Now that you know how to trick PayPal into giving you money, you should also know that this PayPal cash hack was only for educational purposes. This was to help you understand how the frauds doing it and why you should stay away from suspicious transactions.

All the accounts that PayPal may think involved in the fraudulent transaction will get banned, and that’s for sure. Better if you use a VPS because VPN is sometimes not justified against PayPal. They have good technology to catch on to an IP fraud.