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What is PayPal?

PayPal is a service that enables you to pay, send money, and accept payments. It is the most popular digital payment method following Credit Card. PayPal supports more than 200 countries in more than 25+ currencies.

In this article, I will show you step-by-step instructions how to open and verify a PayPal account in any country. I will also show you how to get your account 100% verified status.

Step 1:- Opening a Paypal personal/business account.

Creating a Papal account is as easy as 1,2,3. Go to Paypal.com and click sign up button on the right top corner of the page.

Paypal sign up page

Choose an account type you want to create based on your needs.

If you are planning to use it to receive and send money for private purposes. choose a “Personal Paypal account”. 

If you want to open a business account, you may select a “Business PayPal Account”. 

In this post, We are going to open a “Personal USA Paypal Account”

Paypal personal account

Would you like to Know about features of Personal and business account? Read the comparison between Paypal Personal and Business account.

Fill the necessary information, email address, and password carefully.

Personal Information

Upon creation, you will receive a welcome mail from Paypal with a confirmation link. The indicated image shows that email has not been yet confirmed.

Paypal email confirmationConfirm link

click on the link to activate your PayPal Account.

Four Steps to verify your PayPal account

Based on your chosen country, PayPal has many options to verify your identity. In this Article, we want “the United States.”

For USA Paypal, We need to complete the following verification process:-

  • Email Verification
  • Mobile Number Verification
  • Credit Card Verification AKA “AVS”
  • Bank Verification

Now we are going to complete each verification step by step-

Step 1-Email Verification -We have already confirmed our email.

Step 2- Verify your mobile number – Phone verification.

It’s very common but most important for Paypal verification. Whenever you log in from an unknown device, PayPal will send for the verification code to this number. So your money and account remain safe.

To complete mobile phone verification, Go to account setting -Click on the mobile an put your mobile number and click add.

Phone number verification

Click on “Get Code”, Paypal will send you a six-digit verification code. You must enter “the code” within 10 minutes after Paypal has posted the code. It will expire after 10 minutes.

Phone number code confirmation

Step 3- Credit card verification – Card linking

Credit Card verification is important verification to complete your PayPal verification. It’s compulsory for every account from any country. To lift your transaction limits and get full verified status, you have to finish it.

Go to Wallet > Link card or bank.

Paypal wallet section

Click on “Add card”, You are now on the Page where PayPal wants you to enter your Credit Card Details.

Link virtual credit card

Give your credit card/debit card details and click “Link Card”. Depending on your card type and country. Paypal will verify it instantly or will send you a 4-6 digit code.

It will appear in your card statement within 4-48 working hours. If you Don’t have a Credit Card or you don’t want to use your one. You can Buy Virtual Credit Card here.

Paypal sends you a code .wait for the verification code and when it shows in your statement. Login into your account and click on the card and enter the verification code. Paypal will lift your transaction limits.

For us, We don’t need any code; We add address and card details, It is verified now.

In most countries, completing above three steps are enough to get 100% Paypal verification status.

But countries like the USA, CA, UK, and some other countries. You need to complete one more step to get your Paypal account 100% verified status.

Step 4 –Bank account Verification: Bank account linking

Go to wallet section and click “link bank or card”

Link bank account to paypalChooe link a bank

Click on your select bank. If your bank name is not on the list, Click on “others”.

Choose your bank

You are now at a Page where PayPal wants you to enter your bank account Details.

filling bank info

Fill your bank account number and routing number carefully. Click “Agree and Link”

Paypal will send you two small deposit amounts less than 1$. Paypal verification deposit will appear in your bank statement within 1-3 working days.

Paypal bank added

When you have those two small deposits. Click on your added bank account and confirm deposits. Now your Paypal account is 100% verified.

Confirm Paypal bank

Creating Paypal is very easy, But there are some specific rules you need to follow, Read Most essential guidance to open a Paypal account


Adding a Paypal virtual credit card is intended to help lift the withdraw limits and sending limits on your account.

A Vcc for Paypal can undoubtedly come in handy when you are unable to obtain a credit card of your own or if you do not plan to use your card and you want to avoid the trouble of opening multiple cards every time your Paypal account gets limited.

Using our PayPal VCC is the safest, instant & frustration-free way of creating a new Paypal account. PayPal accounts are formed in the USA require a bank or virtual bank account to be fully verified to get the verified status.

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