Why PayPal Won’t Let Me Remove Card? Here’s the Solution

Do you want a secure and easy means of buying and selling things online? If you haven’t found one, I have good news for you. With PayPal, you can make all transactions online without an iota of stress. It goes without saying that this is one of the most efficient online buying and selling platforms that the 21st-century has to offer. All you need to do is sign up with your working email address. With this basic step, you have just started a seamless online transaction journey.

You will need a debit or credit card for every transaction on this platform, or preferably a bank account. This allows you to make payments, transfer funds, and make other transactions with ease. As long as those you transact with accept PayPal, everything comes in handy and timely.

Regardless of the efficiency and speed of this online platform, there are chances that you will face some challenges. One of such challenges and probably the most talked about is the inability to remove a debit or credit card from PayPal as and at when due.

In this comprehensive guide, I will be exposing you to some of the reasons you find it difficult to remove your card from PayPal. I won’t stop there. I’ll also take you on a ride to find how to address the issue. So, if you don’t mind, join me in reading this piece to the last full stop.

Why PayPal Won’t Let Me Remove My Card?

Amongst the several concerns aired on the internet about this online transactions platform, the inability to remove a card happens to be the most common. Upon my research, I noticed that a large number of people who brought up this issue don’t even know why it is happening. All they know is that they find it pretty difficult to transact on the platform. Beyond that, they are unable to get the best out of the platform. And this shortcoming has made a lot of them seek alternatives.

Why PayPal Won't Let Me Remove Card

Getting yourself acquainted with the reasons behind this problem can help you a lot. You might be wondering what benefit you stand to enjoy with that. It’s quite simple to infer. Next time you fall victim to such a situation, you will be able to find your way around it.

I’ve compiled some of the reasons card removal can be pretty difficult on PayPal in the paragraphs below. Let’s start from the one everyone seems to be talking about but pays little attention to.

Pending Transaction

You can be denied access to remove your credit or debit card if you have a pending transaction. It is highly impossible for you to remove a card from the platform when you still have a transaction going on. While trying to remove the card in such situations, the platform will demand that you provide an alternative card. If you can’t provide that, it automatically seizes your card and prevents you from removing it.

The backup payment method is designed to ensure that you pay for every transaction you make. If the card you intend to remove is the backup payment method, you won’t be able to remove it.

Negative Balance

Do you have any idea what this concept means? If you don’t, I’m here to help you find answers to it. A negative balance simply means that you do not have enough funds in your account.

PayPal will prevent you from removing your card in such situations because an alternative means to make payments for further transactions does not exist yet. A negative balance can also mean that your account balance is less than zero. In this case, you owe the platform some money. Thus, unless your account balance hits a higher stake or reaches zero, card removal can’t occur.

Inability to make Instant Payments

This is another basic reason PayPal can prevent you from removing your debit or credit card. There are several cases whereby users of the online platform attempt to remove a card while providing an alternative bank account. Making payments to dealers via bank account can be quite slow and inefficient with PayPal.

As a result, PayPal prevents its users from removing cards since bank accounts can’t match the pace at which transactions are carried out with debit or credit cards.

Wrong Personal Identification Number (PIN)

PayPal remains one of the safest and most secured online business platforms across the globe. It ensures that every payment and transaction is kept private. And to put every user on a safer side, it initiates a 4-digit security check. This is to prevent and limit the activities of hackers and other internet fraudsters.

Suppose you had tried to make payments with your debit or credit card, and the pin you’re entering is wrong. In that case, PayPal can decline the card. And if you have been using the card for transactions before, the platform can prevent you from removing it. Although this situation is quite rare, it doesn’t rule out the fact that it can happen.

Rapid and Sudden Change in Transactions

PayPal can make card removal a big deal for you if you do this. It can even result in limiting your PayPal account. If there’s a sudden and rapid change in the transaction you make, for instance, your purchases and sales increase rapidly, you can be prevented from removing your card.

How to Remove a Card from Your PayPal Account

Having known the various reasons removing your card has been more of a difficult task than a smooth process; it is high time you knew how to solve such issues. Whether you have just changed your bank or your card has expired, and you want to put a new card on the platform, it is important that you know how to go about the removal process.

How to Remove a Card from Your PayPal Account

Every US virtual credit card for PayPal or its debit counterpart can be easily removed from PayPal if you follow the detailed steps outlined in the paragraphs below. They are a list of step-by-step approaches, and it is important that you adhere strictly to them. Failure to do this can make the removal process quite tricky for you.

Step 1: To remove your card from PayPal, you have to do first things first. What do I mean by this? Start by visiting the PayPal official website available on the Google browser. Log in to your PayPal account using your password and working email address.

Step 2: The platform’s home screen will come up here. Locate the “wallet” icon in the menu bar and click on it (the menu bar is often located at the top of the page). Once you have opened the wallet, you will find all the payment methods you have used in the past.

Step 3: On the left side of the page, where you have the menu containing the various payment options, you will find the credit and debit cards you have used. Next, give the card you intend to remove a tap.

Step 4: A menu containing all the information about your card shows up here. Scroll to the bottom of the menu and click on “remove card.” This will automatically lead to removing the selected card from the PayPal account.

Step 5: A confirmation page will pop up next. This is basically to confirm that you want to remove the card from the platform. All you have to do here is click the “remove card” icon to confirm the removal. Every card info on the platform gets deleted immediately, and your card removal is successful. Perhaps you change your mind later; you can add the card or another one to the platform.

Wrap Up

While using the PayPal online transactional platform, you might be having difficulty removing your debit or credit card. This can result from a negative balance, pending transaction, or any other reason as outlined above. The solutions to this problem are not far-fetched. By following the steps in the previous paragraphs, you can easily remove your card from your PayPal account.